Have you heard of Medicare PACE? This could be an option for your loved one.

PEAK CARE shares: Medicare PACE is a government program that helps older adults get the medical and social services they need to continue living in their homes as they age. We explain what PACE is, which services it covers, how much it costs, who can qualify, advantages and disadvantages, and how to sign up.

https://dailycaring.com/medicare-pays-for-in-home-care-under-the-pace-program/